![Saravana Smart World](https://static.wixstatic.com/media/d338a7_88e97484c1d145f8922976853c94eb84~mv2.png/v1/crop/x_254,y_0,w_439,h_366/fill/w_95,h_79,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Saravanas%20Smart%20World%20Logo.png)
SARAVANA'S
SMART WORLD
![Blue Background](https://static.wixstatic.com/media/11062b_39eb5581b30f41099a77bce7636c50f6~mv2.jpg/v1/fill/w_980,h_735,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/11062b_39eb5581b30f41099a77bce7636c50f6~mv2.jpg)
![Insurance Service in Chennai](https://static.wixstatic.com/media/d338a7_6804da8cbe96433ea97775785531f0b6~mv2.png/v1/crop/x_1087,y_142,w_1574,h_1640/fill/w_609,h_635,al_c,q_90,usm_0.66_1.00_0.01,enc_avif,quality_auto/1245%20%5BConverted%5D.png)
![Tata AIG_Allfin Solutions](https://static.wixstatic.com/media/d338a7_48d9de1149fc4bb89a91087184f86ab6~mv2.jpg/v1/fill/w_325,h_158,al_c,q_80,enc_avif,quality_auto/d338a7_48d9de1149fc4bb89a91087184f86ab6~mv2.jpg)
![Reliance_Allfin Solutions](https://static.wixstatic.com/media/d338a7_4874410a37c148a9a5a03ec82b49a7d3~mv2.jpg/v1/fill/w_325,h_158,al_c,q_80,enc_avif,quality_auto/d338a7_4874410a37c148a9a5a03ec82b49a7d3~mv2.jpg)
![Royal Sundaram_Allfin Solutions](https://static.wixstatic.com/media/d338a7_cc36bc93c62743d19c37241689fe9cd1~mv2.jpg/v1/fill/w_325,h_158,al_c,q_80,enc_avif,quality_auto/d338a7_cc36bc93c62743d19c37241689fe9cd1~mv2.jpg)
![HDFC ERGO_Allfin Solutions](https://static.wixstatic.com/media/d338a7_19696d6f8495456b9f2a93073688fd5d~mv2.jpg/v1/fill/w_325,h_158,al_c,q_80,enc_avif,quality_auto/d338a7_19696d6f8495456b9f2a93073688fd5d~mv2.jpg)
![Liberty Insurance_Allfin Solutions](https://static.wixstatic.com/media/d338a7_a217791f13044db69a54451b3460c00f~mv2.jpg/v1/fill/w_325,h_158,al_c,q_80,enc_avif,quality_auto/d338a7_a217791f13044db69a54451b3460c00f~mv2.jpg)
![ICICI_Allfin Solutions](https://static.wixstatic.com/media/d338a7_8fd955ea3ea44fd0abcecbf5083e3a31~mv2.jpg/v1/fill/w_325,h_158,al_c,q_80,enc_avif,quality_auto/d338a7_8fd955ea3ea44fd0abcecbf5083e3a31~mv2.jpg)
![Tata AIG_Allfin Solutions](https://static.wixstatic.com/media/d338a7_48d9de1149fc4bb89a91087184f86ab6~mv2.jpg/v1/fill/w_325,h_158,al_c,q_80,enc_avif,quality_auto/d338a7_48d9de1149fc4bb89a91087184f86ab6~mv2.jpg)
![Reliance_Allfin Solutions](https://static.wixstatic.com/media/d338a7_4874410a37c148a9a5a03ec82b49a7d3~mv2.jpg/v1/fill/w_325,h_158,al_c,q_80,enc_avif,quality_auto/d338a7_4874410a37c148a9a5a03ec82b49a7d3~mv2.jpg)
![Royal Sundaram_Allfin Solutions](https://static.wixstatic.com/media/d338a7_cc36bc93c62743d19c37241689fe9cd1~mv2.jpg/v1/fill/w_325,h_158,al_c,q_80,enc_avif,quality_auto/d338a7_cc36bc93c62743d19c37241689fe9cd1~mv2.jpg)
![HDFC ERGO_Allfin Solutions](https://static.wixstatic.com/media/d338a7_19696d6f8495456b9f2a93073688fd5d~mv2.jpg/v1/fill/w_325,h_158,al_c,q_80,enc_avif,quality_auto/d338a7_19696d6f8495456b9f2a93073688fd5d~mv2.jpg)
![Liberty Insurance_Allfin Solutions](https://static.wixstatic.com/media/d338a7_a217791f13044db69a54451b3460c00f~mv2.jpg/v1/fill/w_325,h_158,al_c,q_80,enc_avif,quality_auto/d338a7_a217791f13044db69a54451b3460c00f~mv2.jpg)
![ICICI_Allfin Solutions](https://static.wixstatic.com/media/d338a7_8fd955ea3ea44fd0abcecbf5083e3a31~mv2.jpg/v1/fill/w_325,h_158,al_c,q_80,enc_avif,quality_auto/d338a7_8fd955ea3ea44fd0abcecbf5083e3a31~mv2.jpg)
![Car Dashboard](https://static.wixstatic.com/media/d0300f2aee77474f97d7b75895e4001b.jpg/v1/fill/w_980,h_653,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/d0300f2aee77474f97d7b75895e4001b.jpg)
Types of Motor Insurance
![Image by Tabea Schimpf](https://static.wixstatic.com/media/nsplsh_4f37577a716d65596f7163~mv2_d_5903_3935_s_4_2.jpg/v1/crop/x_2697,y_823,w_2203,h_2306/fill/w_200,h_210,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Image%20by%20Tabea%20Schimpf.jpg)
Car Insurance
This type of insurance is important for all the car-owners to protect their cars from the financial liabilities due to any type of damage incurred by the car. The insurance premium is calculated on the basis of the make and value of the car, the year of its manufacture, the state where it is registered, among other factors.
![Image by Anastasiia Tarasova](https://static.wixstatic.com/media/nsplsh_776c51446762373955416b~mv2_d_3264_4928_s_4_2.jpg/v1/crop/x_0,y_755,w_3264,h_3419/fill/w_200,h_210,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Image%20by%20Anastasiia%20Tarasova.jpg)
Two-Wheeler Insurance
It covers financial liabilities arising due to damages to the two-wheelers as a result of some unforeseen event like accident, theft, natural disasters etc. The third-party liabilities are also covered, which involve any liabilities arising due to damage/injury caused to any third party/property by the insured two-wheeler.
![Image by Ivana Cajina](https://static.wixstatic.com/media/nsplsh_3a407fb657b1402186383bf758c18513~mv2.jpg/v1/crop/x_0,y_1053,w_3089,h_3250/fill/w_200,h_210,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Image%20by%20Ivana%20Cajina.jpg)
Commercial Vehicle Insurance
It covers all the vehicles that are not used for private purposes. These include trucks, buses, etc. The premium amount depends on the value of the vehicle at the time of commencement of the insurance, the make of the vehicle, the place of registration, among others.
![Car Sound System](https://static.wixstatic.com/media/11062b_57e08f53f5b340928fcffd6fbf4cdd98~mv2_d_6000_4000_s_4_2.jpg/v1/fill/w_980,h_653,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/11062b_57e08f53f5b340928fcffd6fbf4cdd98~mv2_d_6000_4000_s_4_2.jpg)
Benefits of Buying Motor Insurance Policy in Saravana's Smart World
Pay Premium Online
Digital payments is the best choice & our platform supports all digital payment channels
Cost-effective
Eliminates the need for an agent which reduces any commission costs along with frequent discounts.
Payment Reminders
Our SSW Insurance Team sends reminders at frequent intervals. So you never miss a due date.
Soft Copy of the Document
Receive digital copy of your insurance policy via email and Whatsapp.
Easy Endorsement
Eliminates the need for an agent which reduces any commission costs along with frequent discounts.
Convenient and Time Effective
You are not limited by working hours branch & agents. Buy policy in your convenient time.
![Pink Sugar](https://static.wixstatic.com/media/4790bd8de3ad454caef0e19b3864d94f.jpg/v1/fill/w_912,h_684,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/4790bd8de3ad454caef0e19b3864d94f.jpg)
Types of Car Insurance
![](https://static.wixstatic.com/media/11062b_edb5621c7a044ef2ac8c03258455fd5df000.jpg/v1/fill/w_309,h_174,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/11062b_edb5621c7a044ef2ac8c03258455fd5df000.jpg)
![Car Insurance_SSW](https://static.wixstatic.com/media/d338a7_69e2b0b9abf1449e999d2b886022c2cf~mv2.png/v1/fill/w_227,h_118,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Daco_5883767.png)
The standalone third party car insurance policy is a basic but legally mandatory car insurance policy. It protects you from the legal and financial liabilities that arise from damages caused to a third-party person or property by your insured car. However, this policy does not cover any damages to the insured car.
![Image by CHUTTERSNAP](https://static.wixstatic.com/media/nsplsh_a39d4b4a559c415b960be54df8008913~mv2.jpg/v1/fill/w_957,h_639,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/nsplsh_a39d4b4a559c415b960be54df8008913~mv2.jpg)
Why Is Car Insurance Important in India?
Physical Damage to Your Car
Protection from Repair expenses for your car resulting from an accident.
Liability Towards Third-Party
Protection from Legal Liability arising from death or disability of third-party due to an accident with your car.
Personal Accident Cover
Not just your vehicle, the third-party and third-party property you are also protected. You get an accident cover of Rs. 15 lakh.
Liability Towards Property
Protection from Third-party Property Liability arising from damage or destruction of property due to an accident with your car.
Mandatory by Law
Protection from Steep Traffic Fines and a Free 3 Month Trip to Jail. It helps you comply with the Motor Vehicles Act, 1988
Complete Peace of Mind
Now no more worries while enjoying those long road trips. You are completely safe and secure from financial losses.
Cover from Natural Calamities
Be it Flood, Earthquake, Lightning, Storm, Landslide or anything else.
Man Made Events
Be it Theft, Burglary, External Damage to Car due to an Accident.